Umbrella insurance
An extra million dollars of protection
Umbrella coverage pays when a lawsuit is bigger than your auto or home liability limit.
How it works
It sits on top of your other policies
If a serious car accident leads to a $700,000 judgment and your auto policy pays $250,000, a $1 million umbrella covers the other $450,000, plus legal defense.
Who should consider it
- Homeowners with savings or retirement accounts to protect
- Families with teenage drivers
- Owners of rental property, pools or trampolines
- Anyone whose net worth is above their liability limits
Umbrella policies require minimum limits on your auto and home. We set those up together, so there are no gaps.