Umbrella

Personal Umbrella Policy - One of the Most Important Coverages You Can Have

What Is a Personal Umbrella?

Extra $1,000,000+ liability protection
Sits on top of your Auto and Home insurance
Protects your savings, home, income, and future Costs roughly $250–$350 per year
That’s less than $1per day to protect everything you own
If a lawsuit exceeds Auto / Home insurance limits then Umbrella policy pays the remaining amount

Why Is This a Big Deal?

If a loss causes your underlying insurance policies to be exhausted, you could be held personally responsible to pay massive leftover bills out-of-pocket.

High Value, Low Stress

Let’s talk numbers! For just a couple hundred dollars a year per million dollars of coverage, you can boost your financial safety net by $1 to $5 million.

Why It’s a No-Brainer

Considering catastrophic losses can happen in an instant, your personal umbrella could be the difference between financial stability or ruin.

DON’T TAKE THE RISK

If you aren’t protected by a personal umbrella policy, you could be putting your house or your financial assets at risk. A personal umbrella policy substantially increases your overall liability coverage beyond the basic coverage provided under your homeowners and auto insurance policies. This low-cost policy is designed to protect you and your family against a catastrophic lawsuit or judgment

Who Should Have an Umbrella Policy?